Co-founder & CTO at Togethrust. Fractional CTO for a select few.

About

Togethrust, and how I got here

I'm CTO and one of three co-founders of Togethrust in Paris, a French-regulated fintech (IFP/ORIAS, ACPR-supervised). We digitize tontines (savings circles) for Francophone African diaspora communities. That is my full-time work.

Alongside it I run a small fractional CTO practice: a 15-hour, fixed-scope tech audit for pre-seed to Series A founders. It keeps me in front of founders and their technical problems, and that pattern exposure makes me better at Togethrust. The practice is deliberately small, one audit per quarter, and designed to stay that way.

I grew up in Kébili, in Tunisia's Saharan south. My first computer came in 1992, at 7: an Amstrad, 8MHz, no hard drive, two 3.5" floppy drives. In 1996 Tunisia placed one internet-connected computer per region, and I spent my allowance buying time on Kébili's. When the CNIPE, the national children's computing center, opened there, I was one of the first kids in. I represented Kébili at every national kids' competition, won other olympiads later, and still keep the certificates. In 1999, at 14, I competed on Tunisia's first national TV channel, on a show called The World of the Internet: Kébili against Tozeur, a speed-navigation team event, then a live 1-vs-1 website-building duel. FrontPage era, before anyone had heard of Google. I beat an 18-year-old. The prize was my first trip to France.

I came home, became an engineer (ENICarthage, 2007), and moved to France in 2010, to the country that first trip had shown me. Since then: 18+ years on banking systems at BNP Paribas, Société Générale, Crédit Agricole and Desjardins, across France, Switzerland, Canada, the UAE and Tunisia. I co-founded SOCRATES Canada and Software Crafters Montréal, and co-organize Romandie Software Crafters. I build for communities like the one I come from.